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"China's scientific and technological progress is the result of its long-term focus on science and education and its strategy of innovation-driven development. It is also credited to the hardworking Chinese people, especially scientific and technological workers," Nie said.

"China's rate of account ownership - a basic metric of financial inclusion - has increased significantly and is now on par with that of other G20 countries," while having the world's largest agent banking network, said a news release on the website of the World Bank.

"China values very much our regular monetary and fiscal policies. We will not pour cash into the market or adopt monetization of financial deficit. Negative interest rate will neither be implemented," he added.

"Customers can handle cross-border remittances easily through channels such as mobile banking, online banking and smart terminals."

"China, however, is still at an early stage in the sector," Hoogewerf said.